Terms & Conditions

Lazy Automated LLC is a Limited Liability Company and a licensed insurance agency headquartered at 222 Lakeview Ave, Ste 800, West Palm Beach, FL 33401. We offer health, life, and Medicare insurance products and annuities through appointments with various insurance carriers. Our authorized representative is Jose Arroliga, Chief Executive Officer.

You may use this website for lawful purposes only. You agree not to misuse the site, including by attempting to gain unauthorized access, introducing harmful code, scraping content, or interfering with its operation. We may modify or discontinue any part of the website at any time without notice.

Information on this website is provided for general educational purposes and does not constitute a binding offer of insurance. Availability of specific products, carriers, and terms depends on your location and eligibility. Insurance products are underwritten and issued by third-party insurance carriers, not by Lazy Automated LLC. We act as an agent in connecting you with those carriers. Quotes are estimates and are not a guarantee of coverage, premium, or underwriting outcome. Coverage becomes effective only upon carrier approval and payment of any required premium.

Content on this site is not legal, tax, or medical advice. For guidance specific to your circumstances, consult a qualified attorney, tax professional, or licensed physician. Annuity and retirement product discussions are educational and not a substitute for independent financial advice.

If you consent to receive text messages from us, the following terms apply:

• Purpose: We send marketing/promotional and/or non-marketing/transactional messages based on the separate consent you provide.
• Frequency: Message frequency varies. We will not send more messages than reasonably necessary for the purpose consented to.
• Costs: Message and data rates may apply. Check with your mobile carrier for details.
• Opt out: Reply STOP to any message to opt out of future text messages. Reply HELP for help.
• Consent is optional: Providing a phone number and consenting to text messages is not required to purchase any product or service, and consent may be withdrawn at any time.

See our Privacy Policy for details on how we handle messaging data.

All content on this website — including text, graphics, logos, and design — is the property ofLazy Automated LLC or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written permission.

This website may link to third-party sites and insurance carriers. We are not responsible for the content, policies, or practices of third parties. Carrier product terms, conditions, and availability are governed by the issuing carrier and supersede any information on this site.

To the fullest extent permitted by law, Lazy Automated LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this website or our services. We provide the website "as is" without warranties of any kind, express or implied.

You agree to indemnify and hold harmless Lazy Automated LLC and its representatives from claims, damages, or expenses arising from your misuse of the website or violation of these Terms.

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles. Any disputes shall be resolved in the courts located in Palm Beach County, Florida, to the extent permitted by law.

We may update these Terms at any time. Changes are effective when posted with an updated revision date. Continued use of the website after changes constitutes acceptance of the revised Terms.

If you have questions about these Terms, contact us:

Lazy Automated LLC
222 Lakeview Ave, Ste 800
West Palm Beach, FL 33401
United States
Phone: +1 786-348-1992
Email: mylifeannuity@gmail.com