About Us
A Florida Insurance Agency Built on Clarity & Trust
Lazy Automated LLC (Lazy Automated) is a licensed health insurance agency based in West Palm Beach, Florida. We specialize in helping individuals, families, and employers understand and enroll in health, life, and Medicare coverage — and in structuring annuities that protect retirement income.
Our Story
Lazy Automated was founded to solve a problem we saw every day: people paying for insurance they didn't fully understand. Coverage terms, network rules, and enrollment windows leave many families guessing — and sometimes underinsured when it matters most.
As a licensed Limited Liability Company headquartered at 222 Lakeview Ave, Ste 800, West Palm Beach, FL 33401, we serve clients across South Florida with a straightforward approach: explain every option in plain language, compare plans across carriers, and stay available after the policy is issued.
Whether you're navigating your first Marketplace plan, approaching Medicare eligibility, or planning for retirement with an annuity, our team walks you through each decision so you know exactly what you're buying — and why.
Jose Arroliga
Chief Executive Officer
Jose Arroliga leads Lazy Automated as its authorized representative and is responsible for the agency's licensing, carrier appointments, and client service standards. Under his direction, the agency focuses on transparent guidance and long-term client relationships.
Authorized Representative
Jose Arroliga, Chief Executive Officer
Lazy Automated LLC
222 Lakeview Ave, Ste 800, West Palm Beach, FL 33401
Our Mission
To make health and life insurance understandable and accessible — so every client can choose coverage with confidence, not confusion.
Our Vision
A community where no one delays care or risks their savings because the insurance process felt too complicated to navigate.
Our Promise
We represent our clients, not a single carrier. Recommendations are based on your needs, and we stay involved long after enrollment.
Licensing & Credentials
As a regulated insurance agency, Lazy Automated LLC maintains the licensing and professional standards required to operate in Florida. Our clients can verify our status and rely on our ongoing compliance.
- Licensed insurance agency operating in the State of Florida
- Authorized representative: Jose Arroliga, Chief Executive Officer
- Appointed with multiple A-rated national and regional insurance carriers
- Compliant with state insurance regulations and continuing education requirements
- Errors & Omissions (E&O) insured for client protection
Let's find the right coverage for you.
Speak with a licensed agent about your health, life, or Medicare options.
Schedule a Consultation