Privacy Policy

We collect the following categories of information:

• Identifying information: name, email address, phone number, mailing address, and date of birth.
• Health and insurance information: information you provide to obtain quotes or enroll in coverage, such as household size, income (for subsidy eligibility), medical history relevant to underwriting, and current coverage.
• Communications data: the content of messages, emails, and text messages you send us, and records of our communications with you.
• Technical data: IP address, browser type, pages visited, and usage data collected through cookies and similar technologies.

We use your information to:

• Provide insurance quotes, compare plans, and facilitate enrollment with carriers.
• Respond to your inquiries and provide customer support.
• Process applications and communicate with insurance carriers on your behalf.
• Send transactional messages about your account, application status, or policy.
• Send marketing and promotional messages where you have provided consent.
• Comply with legal, regulatory, and licensing obligations.

With your explicit opt-in consent, we may send text (SMS) messages to the mobile number you provide. We distinguish between two types of messaging:

• Marketing/Promotional messages: offers, plan updates, and reminders about enrollment periods. Sent only if you check the marketing SMS consent box.
• Non-marketing/Transactional messages: appointment reminders, application status updates, and account-related notices. Sent only if you check the transactional SMS consent box.

Consent is not a condition of purchasing any property, goods, or services, and providing a phone number is not mandatory to submit our contact form beyond what is required to respond to your request. You may withdraw consent at any time.

SMS Disclosure: Message and data rates may apply. Message frequency varies. Reply STOP to opt out at any time. Reply HELP for help. See our Terms & Conditions for full messaging program terms.

You can opt out of text messages and other communications at any time:

• Text messages: Reply STOP to any message to opt out. Reply HELP for support.
• Email: Use the unsubscribe link in any marketing email or contact us at mylifeannuity@gmail.com.
• Phone: Call +1 786-348-1992 and ask to be removed from our contact list.

As a licensed insurance agency, we handle protected health information and personally identifiable information in the course of quoting and enrolling clients. We limit collection to what is necessary for the insurance services requested, restrict access to authorized personnel, and do not sell your health or contact information to third parties. Information is shared with insurance carriers only as necessary to process applications and service policies you request.

We share your information only with: (a) insurance carriers and underwriters to obtain quotes and process applications; (b) service providers who assist our operations under confidentiality obligations; (c) regulators and licensing authorities as required by law; and (d) parties responding to your consent or as otherwise permitted by applicable law. We do not sell your personal information.

We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission or electronic storage is completely secure, and we cannot guarantee absolute security.

Our website may use cookies and similar technologies to improve site functionality, analyze usage, and remember preferences. You can control cookies through your browser settings, though disabling them may affect site features.

Depending on your state of residence, you may have rights to access, correct, delete, or restrict the use of your personal information, and to opt out of certain processing. To exercise these rights, contact us using the information below.

Our services are not directed to individuals under 18, and we do not knowingly collect personal information from children. If you believe a child has provided us information, contact us to request deletion.

We may update this Privacy Policy from time to time. Changes are effective when posted on this page with an updated revision date. We encourage you to review this page periodically.

If you have questions about this Privacy Policy or how we handle your information, contact us:

Lazy Automated LLC
222 Lakeview Ave, Ste 800
West Palm Beach, FL 33401
United States
Phone: +1 786-348-1992
Email: mylifeannuity@gmail.com